Free tool · recurring charges

Subscription Cost Calculator

Weekly, monthly, yearly: every charge spread evenly so you can see the real monthly cost, the yearly total, and which one to question first.

Subscription	Amount	Billed

Per month$0

Per year$0

Biggest–

Subscription	Per month	Per year	Share

Every charge is spread evenly across the year. Runs in your browser; nothing is sent or saved.

How to use it

Find the real number

Pull them from your statements

Scan the last two months of card and bank statements for anything that repeats. Yearly charges hide in a single month, so look back a full year for those.
Enter each one

Amount and billing cycle. The tool spreads a yearly charge over twelve months and a weekly one over fifty-two weeks so everything compares fairly.
Question the top three

The table sorts by cost. For each of the biggest: used it this month? A cheaper plan? A pause option? Cancelling one often pays for the rest.

Keep it going every month

Every subscription in one place: what they all cost per month and per year, which charges land next, and what the next twelve months look like.

One row per subscription, up to 40: streaming, apps, memberships, insurance, phone and internet, deliveries
Seven billing cycles from weekly to yearly; every charge spread into a monthly cost and a yearly cost
Next charge date rolled forward from any charge date you enter, days until it, and a flag inside your reminder window
Forecast tab: the charges that fall in each of the next twelve months, with a total per month
Charge Log with 200 rows for what was really taken; totals by month for the year

Or get it in the Money & Business Planning Bundle with the other templates, for $39.